CAPITALIZE ON THE STRENGTH OF YOUR BUSINESS
A Merchant Cash Advance is a funding product providing business owners an alternative to business loans. If your business processes regular credit card sales and meets a few other simple criteria,
you may be able to convert some of your future credit card sales into working capital.
Basic Criteria to Qualify for a Merchant Cash Advance:
• You have owned the business for one year or longer
• The business has a physical location, and you are current with your lease or rent
• The business processes a minimum of $5,000 per month in credit card sales
HOW IT WORKS
- Once approved, your business sells a fixed amount of its future credit card sales at a discount.
- In exchange, your business receives a lump sum of working capital. You are free to use it for any business need.
- The credit card processor automatically will withhold a fixed percentage of each credit card sale as it is settled.
- The business’ credit card sales volume determines how much is withheld each time – there are no fixed payment amounts.
- We get paid when you get paid.
TRUST AN INDUSTRY LEADER WITH AFCI
3 out of 4 of our eligible customers choose to return for another funding, demonstrating our commitment to customer satisfaction.
BENEFITS OF MERCHANT CASH ADVANCES
Funding in as little as 3-4 Days
No Personal Collateral Needed
Receive up to $300,000 per Location
Use for any Business Need
We Get Paid When You Get Paid
No Fixed Payment Amount
Fully Automated Process
No business plan/proposal needed
Flexible repayment terms
Money can be used for any purpose
Damaged Credit History or liens not an Automatic Disqualifier